defib laters, everything. great point, robert. another sector, the financial sector. fox business reporting that jpmorgan in the cross hairs of a senate comment, carl levin, the senator, and curious if you have financials, and i know you never liked it in the past, but is it bad news for the group overall? >> yeah. we've been avoiding the group. the only way we play financials in the last two years is through the credit card issuers, visa, mastercard, american express. the big money center banks, like you said, in the cross hairs for awhile. dodd-frank is barely over a quarter of the way written, and i really think now with the current administration, scott brown losing his seat to elizabeth warren, i think the rest of the regulation is not favorable. you know, i just see a lot of head winds. we're avoiding financials all together. cheryl: she's been appointed to senate banking. good time for banks and those companies overall. >> perfect. cheryl: you're not a big technology investor, but, at the same time, there's been such a weird movement in apple. many saying apple